Frequently Asked Questions
Is there a time limit for filing TSGLI claims?
No, isn’t that great news! There is no statute-of-limitations for when to apply for TSGLI benefits, hence, why TSGLI continues to review claims from 2001 to the present.
What is the financial benefit for submitting an eligible claim?
TSGLI payments range from $25,000 to a maximum benefit of $100,000, based on the qualifying loss suffered.
Can I apply for more than one accident or injury?
Yes, each incident is eligible for a maximum of $100,000. You can submit a TSGLI claim for each occurrence.
If I have filed a claim unsuccessfully in the past and it was denied or my claim is in pending status due to an administrative glitch, is there an opportunity to help me?
Yes, very likely, though this is on a case-by-case basis. In the case of claim denials, there is a one year limitation for submitting an appeal. That said, the original claim may have been submitted incorrectly and would benefit from “starting all over,” with a fresh claim, therefore the time limit would not matter.
Does the traumatic event require a physical impact on the individual to qualify?
Yes, some examples would include an airplane crash, a fall in a bathtub, or a brick that falls and strikes the head. It would not include an injury that is caused by stress or strain of normal work or physical activity, such as straining your back from lifting a ladder or lifting weights in the gym.
Would burns to the face, head and neck be considered as a potential loss?
Yes. Sadly, over the past ten years, I have noted claims for burns can be tricky and therefore, may be incorrectly submitted and denied. Our medical professionals understand the data and can peel back the evidence to correctly determine your potential eligibility.
Would exposure to the elements constitute trauma?
Potentially. In such cases of severe exposure to heat or cold, there must also be a traumatic event that occurs as a direct result of the exposure. For example, frostbite that causes amputation of fingers, 15 days consecutive hospitalization due to high fever, acute liver or kidney injury. These are great examples of cases that would benefit from a comprehensive medical review by our medical experts.
Would exposure to violence such as an assault, chemical, biological or radiological weapons, accidental ingestion of a contaminated substance, or exposure to the elements that causes damage or extended hospitalization be considered a “traumatic event,” and be potentially eligible for payment?
Yes, yes, and yes. My experience working with the Marine Corps to submit claims is, training or heat injuries which require more than 15 days hospitalization are often mistakenly not submitted for benefit.